Privacy Policy

1. Introduction

This Privacy Policy describes how TradeMonitor AI ("we", "our", "us") handles information when you use the TradeMonitor AI mobile app (the "App"). It explains what data we process, why we process it, and what choices you have. By using the App, you agree to the practices described here.

2. Information We Process

2.1 Account and Identity Data

TradeMonitor AI does not require account registration for core use. We do not ask for your full name, email, phone number, or other direct identity details to run standard app features.

2.2 Location Permissions

The App can request location access only for reminder scenarios that depend on places you choose.

• Context Reminders: Trigger routine reminders when entering or leaving selected areas.
• Optional Feature: You can keep location disabled and still use core tracking tools.
• Granularity: Depending on your permission settings, approximate or precise location may be used.

Important: Location logic is intended for on-device functionality and is not sold to third-party advertisers.

2.3 Device and Usage Signals

To keep the App stable and useful, we may process technical metrics such as:

• Feature Activity: Which screens and modules are used most often.
• Device Context: OS version, app version, and general device class.
• Error Diagnostics: Crash or failure metadata for bug investigation.
• Performance Telemetry: Loading times and reliability indicators.

2.4 Habit and Progress Content

Your financial habits, goals, and progress entries are designed to remain under your control:

• Stored locally on your device.
• Not monetized through resale.
• Managed by you through in-app actions and device settings.

3. Why We Use Information

Information is used for clear product and security purposes:

• Deliver Features: Habit tracking, reminders, and progress insights.
• Power Optional Location Flows: Run place-based reminders when enabled.
• Improve Experience: Understand product usage trends and usability gaps.
• Maintain Reliability: Detect, diagnose, and resolve app issues.

4. Analytics and External Services

4.1 AppsFlyer

TradeMonitor AI uses AppsFlyer for attribution and analytics. Depending on your device settings, AppsFlyer may receive identifiers, install data, and aggregated usage statistics.

AppsFlyer Privacy Policy: https://www.appsflyer.com/legal/privacy-policy/

4.2 Managing Analytics Preferences

• Adjust ad/privacy settings on your device (iOS or Android).
• Review app permissions and disable non-essential access if preferred.

5. Sharing and Disclosure

We do not sell or rent your personal information. Limited disclosure may happen only in the cases below:

5.1 With Your Direction

Information may be shared when you explicitly request or authorize it.

5.2 Service Providers

We may share limited technical data with providers like AppsFlyer for analytics and product quality functions.

5.3 Legal and Compliance Needs

We may disclose data when required by law, legal process, or valid government request.

5.4 Corporate Transactions

If TradeMonitor AI is involved in a merger, acquisition, or asset transfer, relevant data may transfer as part of that transaction, subject to applicable law.

6. Security Measures

• Local-First Storage: Core habit records stay on-device.
• Protected Transfer Paths: Network requests use secure transport where applicable.
• Operational Safeguards: We apply technical and organizational controls to reduce risk.

Note: No software environment is completely risk-free, but we continuously improve protections.

7. Retention Periods

• Habit Data: Remains until you remove it or uninstall the App.
• Analytics Data: Retained by AppsFlyer under their policy terms.
• Diagnostics: Kept for a limited period needed for troubleshooting.

8. Your Privacy Controls

8.1 Access and Deletion

• Review your records directly in the App interface.
• Delete selected entries or clear app data from settings.
• Contact us if you need help with privacy-related requests.

8.2 Location Controls

• Enable or revoke location permission anytime through your device settings.
• Core habit tracking continues to work without location access.

8.3 Full Data Removal

1. Open TradeMonitor AI.
2. Go to Settings.
3. Choose "Delete All Data" or uninstall the App.

9. Children

TradeMonitor AI is not intended for children under 13 (or the minimum legal age in your region). If you believe a child provided personal data, contact us and we will investigate and remove data when required.

10. International Use

The App may be used in multiple regions. Depending on your location, data may be processed in jurisdictions with different privacy laws. We apply safeguards appropriate to those transfers.

11. Policy Updates

We may revise this Privacy Policy to reflect legal, technical, or product changes. When we update it, we will change the date shown at the top and may provide in-app notice for material updates.

12. Third-Party Websites

The App may include links to external websites or services. We are not responsible for their content or privacy practices, so review their policies directly.

13. California Rights

If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA/CPRA), including:

• Right to Know: Request details about data categories and usage.
• Right to Delete: Request deletion of eligible personal information.
• Right to Non-Discrimination: Exercise rights without unlawful discrimination.

14. EEA/UK Rights

Where applicable, GDPR or related laws may provide rights such as:

• Access, correction, deletion, and portability requests.
• Objection or restriction of certain processing.
• Withdrawal of consent where processing relies on consent.

15. Consent

By continuing to use TradeMonitor AI, you acknowledge this Privacy Policy and agree to its terms. If you do not agree, discontinue use of the App.